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The fastest way to turn invoices into cash.

Know your company's credit limit in 10 mins

QR code to download the Oliv app

Download the app

Scan QR code to request financing directly from your smartphone.

Financial Regulatory Authority

Licensed and supervised by the Financial Regulatory Authority (FRA)

Trusted by hundreds of businesses across Egypt

Invoices Financed
21k
Financed to date
1.2B
Companies Onboarded
750
Disbursement Time
48 hours

Two financial solutions. One simple experience.

Invoice financing and purchasing financing, designed to keep your cash flow healthy and your operations moving, all from one place.

  • Invoice financing

    Turn unpaid invoices into immediate working capital. Get access to cash today and repay over 30, 60, or 90 days.

  • Purchasing financing

    Keep your operations moving by paying suppliers on time. We pay your suppliers directly and you repay us over 3 to 6 months.

Why BusinessesChoose Oliv

  • Know your credit limit in less than 10 minutes

    Get a financing decision in minutes using your e-invoicing data.

  • No financial statements required

    No balance sheets.
No unnecessary paperwork.

  • Fully digital experience

    Apply, receive approval, and manage financing entirely online.

  • Funding in as little as 48 hours

    Because business opportunities don't wait.

  • Transparent pricing

    Know exactly how much you'll pay before you proceed.

  • No hidden fees

    No surprises.
 No delay penalties.
 No early settlement fees.

Check if your business qualifies

To apply through Oliv, your business must:

  • Have at least 6 months of invoices recorded through Egypt's e-invoicing platform

  • Generate at least EGP 10 million in annual sales

  • Operate as a registered business

Requestto be Contacted

Questions all resolved in one place

  • How can I finance my sales invoices?

    You are able to register on oliv's mobile app and see your company's credit limit after simple steps that take a few minutes. You will be able to select eligible invoices you would like to finance, see the assigned discount pricing, and your company authorized signatory will be asked to sign a digital contract with oliv. We collect a repayment cheque from your company, and disburse the funds to your company bank account within 48 hours.

  • Is this the same as Factoring?

    Yes, our financing is a form of factoring. However, we do not get involved with your buyers, so you will need to collect the receivables as per your normal collection procedures.

  • Can you finance my purchases too?

    Yes, you can finance purchases directly through our app. Simply select eligible invoices, and we'll confirm the amount with your supplier. We will pay on your behalf, and you can pay us back in equal monthly installments.

  • What are the eligibility criteria for sales financing?

    If your company is a B2B business and has a history of more than 6 months of electronic invoices with revenues above 10 million in the last 12 months, you are eligible to receive financing from oliv.

  • How much financing does oliv provide?

    We currently provide credit limits of up to EGP 7 million. This is a revolving limit, meaning that you can withdraw and repay as many times as you want based on your company working capital needs.

  • How long is the financing period?

    We provide financing up to 90 days for sales financing, and up to 6 months for purchases financing, on a revolving basis.

  • What documents do I need to provide?

    Our process is mostly digital. We might just require the company's basic legal documents and national IDs of main shareholders.

  • How do you handle privacy?

    As a regulated company by Egypt's Financial Regulatory Authority (FRA), we apply strict security measures when storing your company's data. We also do not share your company information with any third-party unless required by law or with your prior permission.